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Looking for a house in the UK in 2022 can be challenging when you’re on a tight budget. House prices are increasing, but even if you’ve not got much to spend, you can still get your foot on the property ladder. Here we’ll run through where you can find the cheapest houses in the UK. Whether you want to be close to UK cities or in the countryside, take a look at our top 10 locations for low-priced property.

Places with Affordable House Prices in the UK

Whether you’re a first-time buyer, looking to start your own property investment portfolio or perhaps looking to downsize – here are some of the most affordable places to buy a property in the UK in. While buying a property in a prime location is often a deciding factor for potential homebuyers, considering alternative locations in the UK may save you thousands of pounds.


1. Shildon, County Durham


Shildon is a short 24-minute drive from Durham Castle

Shildon in County Durham boasts the lowest house prices in the UK as of 2022. Property in Shildon, a town located in North East of England, is cheaper than anywhere else in the UK. The average house price is £71,000. Moreover, property in Shildon offers the best price-to-earnings ratio. With a couple’s average salary totaling £62,500, buyers pay an average of 1.14 times their combined salary for their property. Just 13 miles outside of Durham, Shildon can be an excellent option for buyers looking to take their first step onto the property ladder or afford a larger house for the family. Shildon tops the charts for cheapest homes for the third year running.


2. Cleator Moor, Copeland


Buttermere Lake in Cumbria

Cleator Moor, a town in the English county of Cumbria, has the second cheapest houses in the UK. In Cleator Moor, the gross annual income of a couple is £105,000, and the average property price is £85,700. This means it would take 1.23 years’ worth of the average wage to afford a property in the town.


3. Ferryhill, County Durham


Egglestone Abbey can be found in County Durham

Ferryhill is a town in County Durham, England, whose population grew in the 1900s around the coal mining industry. Recent figures show the average house price is £80,400. The house price totals 1.29 times the average annual wages of £62,500 for a couple. The town has a lot to offer buyers with year-round community events, including a summer gala, Christmas market, parading of miners banners and a vintage car rally, organised by the Town Council.


4. Stevenston, North Ayrshire


Holy Isle, near Isle of Arran, a small boat trip away from North Ayrshire in Scotland

Stevenston is a town and parish in North Ayrshire, Scotland. It is one of the Three Towns located on the stunning east coast of the Firth of Clyde. Stevenston’s average house price is £88,800, 1.31 times the average annual salary for a couple. In Stevenston, you can enjoy coastal life and walks in the sand dunes while still being close enough to city life in Glasgow.


5. Cumnock, East Ayrshire


Sheep in Cumnock, Scotland

Cumnock, East Ayrshire, comes in fifth, with an average house price of £89,400. A house will cost locals 1.34 times their typical combined yearly salary of £67,000. The Victorian-looking town in Scotland is known as a historic market town.


6. Peterlee, County Durham


Centre of Durham, UK

Next on our list is Peterlee, also in County Durham. In Peterlee, the average house costs £84,200. With an average combined wage of £62,500 in the area, your property will set you back 1.35 combined annual salary. In general, County Durham is excellent for buyers on the hunt for cheap houses, as Ferryhill and Shildon also feature in our top ten.


7. Egremont, Copeland


Lake District National Park in Cumbria, UK

Egremont, Copeland in Cumbria, England, has affordable homes on the market. The average property price in Egremont is £120,900. Here, two people earn an average of £85,700 each year, making a house 1.41 their joint earnings. If you love the thought of living near the beautiful Lake District, Cumbria can also offer affordability.


8. Girvan, South Ayrshire


An aerial view of Dalquharran Castle in Girvan, Scotland

You can also find a reasonably priced home in Girvan, South Ayrshire.

You can purchase the average property for £105,000. With the salary of a couple coming in at £70,500, a house costs 1.49 times yearly wages. Overall, historic Ayrshire is the place to look if you’re searching for affordable property in Scotland.


9. Irvine, North Ayrshire


Isle of Arran, North Ayrshire

Another top location for cheap houses in the UK is Irvine, North Ayrshire. Here you’ll find the average home for sale at £102,100. This is 1.5 times two buyers’ combined yearly salary, which averages £68,000 in Irvine.


10. Millom, Copeland


Cathedral Caves, Cumbria

Last on our affordable housing list is Millom, Copeland, where the average house costs £131,500. In Millom, a couple’s salary is £85,700, making house prices 1.53 times the yearly combined wage. With both Millom and Egremont on our list, Copeland is a good bet if you are searching for a low-cost home.